Top Credit Cards with Low Interest Rates

The best credit cards to get are the ones with the lowest interest. This way more money can be saved, and it can be put towards the initial charges, instead of paying overwhelming amounts of interest. However, there is really no cards that really have low interest, but some do have a 0% interest rate for a specified time frame.

 

The top credit cards with lower interest rates are Discover It chrome, Chase Slate, Chase Freedom, Discover It, and Blue Cash Preferred from American Express. All of these cards have different reward systems and time periods for the 0% interest rate and all of them currently have the lowest rates in the market.

 

The Discover It chrome is the newest card so far on the market and also the lowest interest rate after the initial introductory period. This introductory period where the interest rate is 0% is for 14 months and thereafter the interest rate will be between 10.99-22.99%. The 0% rate applies to both new purchases and for transferred balance. However, when transferring a balance amount, they will charge a 3% fee. This card doesn’t have an annual fee.

 

The Chase Slate card is the best card for transferring balances since it doesn’t charge any fee within the first 2 months, after that the fee is 3%. The 0% interest rate is valid for 15 months and applicable to both balance transfers and new purchases. The only bad thing about this credit card is that it doesn’t have any sort of reward programs, but then again, this card is the best for transferring balances.

 

The Chase Freedom is a cash back reward card and also has pretty low interest rates. The 0% interest rate is valid for 15 months on both transferred balances and purchases. After the initial 15 months, depending on the cardholder’s credit score, the interest will be 13.99-22.99%. This card gives a $100 bonus after spending $500 in first 90 days with the opportunity to earn another $25 bonus by adding another user and spending money on that card. The cash back is between 1-5% depending on the categories. This card doesn’t require an annual fee.

 

Another good cash back card is the Discover It. This card does not have any annual fee, and if it is used overseas no foreign transaction fee either. For the initial 14 months the interest rate is 0% and after that the rate will be between 10.99-22.99%. The cash back potential ranges between 1-5% depending on the categories for the quarter.

 

This low interest card, which is called the Blue Cash Preferred By American Express, is the only card that has an annual fee of $75. For 15 months the 0% interest rate is applicable to both balances transferred and purchases. After that the interest rate will shoot up to 12.99-21.99% depending on the credit score of the cardholder. The best part about this card is that if it is used at supermarkets 6% rewards will be given up to $6,000. For people with families who are looking to earn points this is the best card.

 

 

About admin

27 comments

  1. Howdy! Someone in my Facebook group shared this site with us
    so I came to take a look. I’m definitely loving the information.
    I’m book-marking and will be tweeting this to my followers!
    Superb blog and amazing style and design.

  2. It’s hard to come by educated people in this particular topic, however, you seem like you
    know what you’re talking about! Thanks

  3. Wow, that’s what I was exploring for, what
    a data! existing here at this webpage, thanks admin of this web page.

  4. It’s going to be end of mine day, however before ending I am reading this fantastic paragraph to increase my knowledge.

  5. I’m really inspired with your writing abilities as well as with the format in your weblog.
    Is this a paid theme or did you customize it yourself? Either way stay up the
    nice quality writing, it’s uncommon to see a nice weblog like this
    one these days..

  6. I love examining and I believe this website got some really utilitarian stuff on it! .

  7. You actually ensure it is seem very easy with your presentation having said that i find this topic to be
    really something which I believe I would never understand.
    It appears to be too complicated and very broad for me. I am anticipating for your
    forthcoming post, I will try to obtain the hang from it!

    Stop by my blog AntwanTZinck

  8. Your means of telling everything in this part of writing is really pleasant, all be
    effective at without difficulty understand it, Thanks
    a whole lot.

    My web-site … GradyTSantor

  9. Hiya very nice website!! Man .. Beautiful ..
    Amazing .. I’ll bookmark your blog and take the feeds additionally?
    I am satisfied to find a lot of helpful information right here in the put up, we
    want work out extra techniques on this regard, thanks for sharing.
    . . . . .

    My web blog ElisaRBobian

  10. It really is rare to encounter a professional person in whom you can have some faith. In the world these days, nobody absolutely cares about showing others the answer in this issue. How fortunate I am to have actually found such a wonderful web site as this. It is people like you who make a genuine difference these days through the concepts they reveal.

  11. I was very happy to discover this web site. I need to to thank you
    for your time due to this wonderful read!! I definitely enjoyed
    every little bit of it and I have you saved as
    a favorite to see new information on your site.

  12. There’s certainly quite a lot to learn about this subject.
    I love all of the points you possess made.

    My blog post: LeoELeroux

  13. Our company is a gaggle of volunteers and opening a new scheme in your community.
    Your site provided us with useful info to function on. You’ve done a formidable job and our whole
    neighborhood may be thankful to you.

    Here is my blog :: MichelLFurrh

  14. I’m gone to inform my little brother, that he should also pay a visit this webpage on regular basis
    to get updated from latest news.

    My webpage; AlexisAWater

  15. Hi to every one, the contents present at this website are genuinely remarkable for people experience, well, keep up the nice work fellows.

    Take a look at my blog :: NealUNamanny

  16. I have been browsing on-line greater than 3 hours nowadays, but I never found any interesting article like yours. It?¦s pretty price sufficient for me. In my opinion, if all site owners and bloggers made good content as you probably did, the net can be much more helpful than ever before.

  17. Wow, incredible blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your website is excellent, as well as the content!

  18. I just wanted to write down a small message to be able to thank you for these great tips you are showing on this site. My long internet lookup has now been compensated with brilliant details to exchange with my great friends. I would point out that most of us website visitors are unequivocally lucky to dwell in a remarkable place with so many lovely individuals with very helpful tips and hints. I feel very much grateful to have seen the web site and look forward to some more awesome times reading here. Thank you again for a lot of things.

  19. I have got read so many articles or reviews regarding the blogger
    lovers but this paragraph is genuinely a good part
    of writing, ensure that it stays up.

    Feel free to visit my blog SonQDelashaw

  20. Remarkable things here. I am very satisfied to look your article.
    Thank you so much and I am having a look ahead to touch you.

    Will you please drop me a mail?

    My web page :: JuliaHNadell

  21. I was very pleased to find this web-site.I wanted to thanks for your time for this wonderful read!! I definitely enjoying every little bit of it and I have you bookmarked to check out new stuff you blog post.

  22. Your thing is very unique as compared to other people I have got read stuff from.
    Be grateful for posting in case you have the opportunity, Guess I will just book mark this web
    site.

    My page NoelKMccaine

  23. Thanks for the sensible critique. Me and my neighbor were just preparing to do some research about this. We got a grab a book from our area library but I think I learned more from this post. I am very glad to see such wonderful information being shared freely out there.

  24. I’m usually to blogging and i actually appreciate your content. The article has really peaks my interest. I am going to bookmark your web site and keep checking for new information.

  25. You really make it seem really easy along with your presentation however I in finding this matter to be actually something that I think I might by no means understand. It seems too complicated and extremely broad for me. I am having a look ahead for your subsequent submit, I’ll attempt to get the cling of it!

  26. I like it when individuals come together and
    share thoughts. Great website, keep it up!

    my page – PenneyUGokey

  27. I just want to tell you that I am newbie to blogs and certainly savored your website. Probably I’m planning to bookmark your site . You definitely have exceptional stories. Thank you for revealing your web site.

Leave a Reply

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

Scroll To Top