How to Recognize a Scamming Credit Repair Company

There are scams all over the place and that includes scams for repairing your credit. You should make sure that the company that you are using to help repair your credit is following the rules set down by the government. Make sure that you aren’t being taken advantage of and ensure that the company is genuine. There are many different signs to look for that can tell you if it is a scam or not.


  • The company is required to give you a copy of the “Consumer Credit File Rights Under State and Federal Law”. This document tells you what your rights are regarding getting a credit report and further how to dispute the inaccuracies on your credit report.
  • If they aren’t providing you with a contract before signing. You are required to sign a contract, but you should be able to read and look over the contract before you sign. If they aren’t giving you one, then avoid using the company and you can even report them if you want.
  • The contract is required to provide certain information, including the amount you are required to pay, details about the services they are providing, the time period the services are being provided, the name of the organization and their business address, and the clause that you can cancel within 3 days of signing. If these details aren’t on the contract it is time to get suspicious and look for another company.
  • If you have been asked to pay before the services have been provided. Never pay in advance for services that haven’t been rendered. Make sure to only pay after the services have been given, or else it might be suspicious. If they want payment before it might be that they are trying to scam you and not intending to follow through with the services at all. If they are asking for partial payment, then make sure to use your best judgment and if you give the partial make sure the services have been provided before giving the final payment.
  • If the company says they can remove actual information from the credit report. If there is actual correct information on your credit report and the company says they can remove it, you should question them. This isn’t possible and highly unlikely since only the company that put the information on can remove it.
  • They want to create you a new identity. This is suspicious because if they want to give you an entirely new identity, including a new EIN, or employer identification number or social security number. This is definitely going to be a scam because this can’t be done by these types of companies.
  • They want you to waive your rights. By no means should you give up your rights that you are given by the law. If they ask tell them no and find another company.


If you have already been scammed, you can report the agency to the attorney general in your state and follow up with a complaint to the Federal Trade Commission and even the Better Business Bureau. Make sure to do your research before hiring a company to repair your credit.



About admin


  1. Glad to be one of the visitors on this awe inspiring website : D.

  2. Some genuinely howling work on behalf of the owner of this internet site, dead outstanding subject material.

  3. Excellent beat ! I would want to apprentice whilst you amend
    your site, how could i subscribe to get a blog web site?
    The account aided me a acceptable deal. I was a bit bit acquainted of this your broadcast offered bright clear concept

    Look into my web blog :: IraidaQImhof

  4. Howdy! This article couldn’t be written any better! Looking
    through this post reminds me of my previous roommate!
    He always kept preaching about this. I’ll send these details to him.
    Confident he’s likely to have a good read. I appreciate you
    for sharing!

    My web page HerminiaOTee

  5. Hi there, its good piece of writing regarding media print, we all know media is a enormous source of data.

    my web site … CharlesUSova

  6. To begin with I wish to say awesome blog! I needed a fast question which I’d like to ask if you do not mind.
    I used to be interested to find out how you will center yourself and clear your thinking before writing.
    I have got had a difficult time clearing my thoughts in getting my thoughts
    around. I truly do get pleasure from writing however it just appears like the 1st 10 to 15 minutes are generally lost
    simply just considering how to begin. Any ideas or tips?

    Look at my page … StaceyUMoc

  7. Your style is indeed unique when compared with other people I have read stuff from.
    Thank you for posting when you’ve got the means, Guess
    I’ll just book mark this website.

    My web site … RandalOClagg

  8. Thank you for sharing superb informations. Your web-site is very cool. I am impressed by the details that you¦ve on this website. It reveals how nicely you perceive this subject. Bookmarked this web page, will come back for extra articles. You, my friend, ROCK! I found simply the info I already searched all over the place and just couldn’t come across. What an ideal web-site.

  9. You are my aspiration, I have few blogs and infrequently run out from to post : (.

  10. F*ckin’ amazing issues here. I am very happy to see your post. Thanks a lot and i’m having a look ahead to contact you. Will you please drop me a mail?

  11. It’s the very best a chance to make several plans
    for the longer term and it is actually time and energy to be happy.
    I actually have learn this publish and in case I might just I want
    to counsel you few fascinating issues or tips.
    Maybe you can write subsequent articles associated with this post.
    I wish to read a lot more issues about it!

    Stop by my page: RudyRSeajack

  12. Thanks a lot for sharing this with all of us you actually know what you are talking approximately!
    Bookmarked. Kindly additionally discuss with my web site =).
    We may have a hyperlink change arrangement among us

    Visit my web-site :: TeraOChaidez

  13. Very interesting information!Perfect just what I was looking for!

  14. I do consider all the concepts you’ve presented in your post. They’re really convincing and can certainly work. Nonetheless, the posts are too brief for newbies. May just you please lengthen them a little from next time? Thank you for the post.

  15. Pretty nice post. I really found your weblog and wished to state that I’ve
    really enjoyed surfing around your site posts. Regardless I will be subscribing to your feed and so i hope you write again soon!

    my website – TashinaIGail

  16. Just what I was searching for, appreciate it for putting up.

  17. In this awesome design of things you actually receive a B- for hard work. Exactly where you actually confused me personally was in your facts. You know, as the maxim goes, the devil is in the details… And it couldn’t be more correct here. Having said that, permit me say to you what exactly did give good results. Your authoring is highly convincing which is possibly why I am making the effort to opine. I do not really make it a regular habit of doing that. 2nd, despite the fact that I can see the jumps in reasoning you make, I am not sure of exactly how you appear to connect your details that help to make your conclusion. For now I shall yield to your point however hope in the foreseeable future you link your dots much better.

  18. Some truly nice and utilitarian information on this website , likewise I think the style and design has got fantastic features.

  19. Attractive section of content. I just stumbled upon your site and in accession capital to assert that I get actually enjoyed account your blog posts.
    Any way I’ll be subscribing to your augment and even I
    achievement you access consistently quickly.

    Visit my site; KirkLDesousa

Leave a Reply

Your email address will not be published. Required fields are marked *


You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

Scroll To Top